Payments & POS
Wise Business
Multi-currency business account for low-cost international payments.
3.9· 89 reviews· via G2Founded 2011 · London, United Kingdom
What is Wise Business?
Wise Business is a multi-currency business account from Wise (formerly TransferWise) for holding, sending, and receiving money internationally at low, transparent fees. It suits companies making cross-border payments or paying overseas contractors.
Best known for: Low-cost multi-currency account for international business payments
Key features
- Multi-currency business account
- Low-cost international transfers
- Mid-market exchange rates
- Local account details in multiple currencies
- Batch payments
- Accounting integrations
Who Wise Business is best for
- Businesses paying or getting paid across multiple currencies
- Freelancers and SMBs trading internationally who want mid-market FX
- Teams wanting local account details in several countries
Ideal team: Import/export SMBs, remote teams, and freelancers who move money across borders and want transparent, low FX fees.
Wise Business pricing
Popular
Pay-as-you-go
$0
- No monthly account fee
- Currency conversion from 0.33%
- Hold 40+ currencies with local details
Costs to watch before you commit
- A one-time account setup fee applies to open the account (e.g. $31 in the US).
- The conversion fee varies by currency pair — some routes cost well above the 0.33% floor.
- It is an international-payments account, not a card-acceptance/POS processor.
- Some payment methods (e.g. card-funded transfers) carry higher fees than bank-funded ones.
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