
Payments & POS
Checkout.com
Enterprise payment orchestration with interchange++ and multi-acquirer routing.
4.6· 70 reviews· via G2Founded 2012 · London, United Kingdom
What is Checkout.com?
Checkout.com is an enterprise payment service provider offering global card acquiring, payment orchestration, and processing through a single API. It supports interchange++ pricing, multi-acquirer routing, and fraud tools for large online merchants.
Best known for: Enterprise global payments via one API
Key features
- Global card acquiring
- Single unified payments API
- Payment orchestration and routing
- Interchange++ pricing
- Fraud detection tools
- Multi-currency and local methods
Who Checkout.com is best for
- Online businesses processing $1M+ that need multi-acquirer routing
- Global merchants wanting a modern API and payment orchestration
- Teams that value interchange++ transparency at scale
Ideal team: Mid-market to enterprise online merchants with high volume who need custom routing, optimization, and negotiated rates.
Checkout.com pricing
Popular
Custom (interchange++)
Custom
- Interchange + scheme fees + negotiated markup
- Markup typically ~0.1%–0.4% for qualified merchants
- Quoted based on volume and risk profile
Costs to watch before you commit
- No public rate card — you must obtain a direct quote, and terms depend on volume and risk.
- Interchange and scheme fees still apply on top of the negotiated markup.
- Best suited to high volume; smaller merchants get better value from flat-rate processors.
- Integration expects developer resources to implement the API and orchestration.
Top Checkout.com alternatives
Popular Payments & POS tools teams evaluate alongside Checkout.com.
GoCardlessBank debit and ACH collection built for recurring and invoice payments.
Authorize.netLong-standing payment gateway that plugs into existing merchant accounts.
SumUpLow-cost mobile card readers and payments for micro and small businesses.