Payments & POS
Stripe
Developer-first payments platform for online businesses and platforms.
4.2· 457 reviews· via G2Founded 2010 · San Francisco, CA
What is Stripe?
Stripe is a developer-first payments platform offering APIs to accept online and in-person payments, plus tools for billing, subscriptions, marketplaces, fraud prevention, and financial reporting. It is widely used by startups and enterprises building custom commerce.
Best known for: Developer-first payment APIs
Key features
- Payments API and SDKs
- Subscription and recurring billing
- Marketplace payouts via Connect
- Fraud prevention with Radar
- Invoicing and hosted checkout
- Global payment methods
Who Stripe is best for
- Developers who want a clean API and full control over checkout
- SaaS and marketplaces needing subscriptions, Connect, and global cards
- Online-first businesses that value docs and integrations over storefront POS
Ideal team: Product and engineering teams at startups to scale-ups who build their own checkout and want pay-as-you-go pricing.
Stripe pricing
Popular
Standard (pay-as-you-go)
$0
- Online cards 2.9% + 30¢ per successful charge
- In-person via Terminal 2.7% + 5¢
- No monthly, setup, or minimum fees
Costs to watch before you commit
- International cards add +1.5% and currency conversion adds +1% on top of the base rate.
- Manually keyed cards cost an extra +0.5% versus standard online charges.
- Add-ons like Billing, Tax, and Radar fraud tools carry their own per-use fees.
- Chargebacks incur a $15 dispute fee per case.
Top Stripe alternatives
Popular Payments & POS tools teams evaluate alongside Stripe.
SquareAll-in-one POS, hardware, and payments for retail, food, and services.
Checkout.comEnterprise payment orchestration with interchange++ and multi-acquirer routing.
GoCardlessBank debit and ACH collection built for recurring and invoice payments.
Lemon SqueezyMerchant of record for digital products, SaaS, and subscriptions.
Authorize.netLong-standing payment gateway that plugs into existing merchant accounts.