Payments & POS
Razorpay
Full-stack payments platform popular with businesses in India.
3.6· 112 reviews· via CapterraFounded 2014 · Bengaluru, India
What is Razorpay?
Razorpay is a full-stack payments and business banking platform popular with businesses in India. It offers payment gateway acceptance, subscriptions, payouts, and a neobanking suite for online and offline merchants.
Best known for: Full-stack payments platform for Indian businesses
Key features
- Online payment gateway
- Recurring billing and subscriptions
- Payment links and pages
- Automated vendor payouts (RazorpayX)
- Payment gateway for many methods (UPI, cards)
- Business banking and lending
Who Razorpay is best for
- Businesses selling into India needing UPI, cards, and wallets
- Startups wanting payment links, invoices, and subscriptions in one API
- Merchants that want broad local payment-method coverage
Ideal team: India-focused startups and SMBs that need a developer-friendly gateway with UPI and dozens of local payment methods.
Razorpay pricing
Popular
Standard (pay-as-you-go)
$0
- 2% per domestic transaction (cards/UPI)
- No setup or annual maintenance charge
- Pay only on successful transactions
Costs to watch before you commit
- International cards and currency conversion cost around 3%+, with FX markup not fully disclosed.
- India's 18% GST applies to the platform fee.
- Some merchants report onboarding delays and support friction.
- Premium products (Route, Smart Collect, etc.) carry additional fees.
Top Razorpay alternatives
Popular Payments & POS tools teams evaluate alongside Razorpay.
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Lemon SqueezyMerchant of record for digital products, SaaS, and subscriptions.
Authorize.netLong-standing payment gateway that plugs into existing merchant accounts.