Payments & POS
Helcim
Transparent interchange-plus processing with automatic volume discounts.
4.2· 15 reviews· via G2Founded 2006 · Calgary, Canada
What is Helcim?
Helcim is a payment processor for small and midsize businesses offering transparent interchange-plus pricing with automatic volume-based discounts. It provides in-person and online card processing, invoicing, a POS app, and a virtual terminal with no monthly fees or contracts.
Best known for: transparent interchange-plus payment processing
Key features
- Transparent interchange-plus pricing
- Automatic volume discounts
- In-person and online payments
- Invoicing and recurring billing
- Point-of-sale app
- No monthly fees or contracts
Who Helcim is best for
- SMBs that want interchange-plus honesty without monthly fees
- Growing merchants who benefit from automatic volume discounts
- Businesses billing in both card-present and online channels
Ideal team: Cost-conscious small and mid-size merchants who want wholesale interchange-plus pricing and free software instead of flat rates.
Helcim pricing
Popular
Interchange Plus
$0
- In-person: interchange + 0.40% + 8¢
- Online/keyed: interchange + 0.50% + 25¢
- No monthly, PCI, setup, or cancellation fees
Costs to watch before you commit
- Effective cost still includes the underlying interchange, which varies by card type.
- ACH/bank payments cost 0.5% + 25¢ (capped at $6) per transaction.
- Markup only drops at higher monthly volumes (tiers begin above $50K/mo).
- Hardware terminals are an upfront purchase.
Top Helcim alternatives
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