Payments & POS
Clover
Flexible POS hardware and software for retail, restaurants, and services.
3.9· 555 reviews· via CapterraFounded 2010 · Sunnyvale, CA
What is Clover?
Clover is a cloud-based point-of-sale system pairing Android-powered hardware with software for retailers, restaurants, and service businesses. It handles payments, inventory, and business operations, and is owned by Fiserv.
Best known for: All-in-one POS hardware and payments
Key features
- POS terminals and card readers
- Integrated payment processing
- Inventory management
- Employee and shift management
- App marketplace for extensions
- Customer loyalty and rewards
Who Clover is best for
- In-person merchants who want sleek all-in-one POS hardware
- Restaurants and retail needing industry-specific software plans
- Businesses wanting an app market to extend POS functionality
Ideal team: Counter-service and full-service retail/food businesses that want dedicated POS hardware plus tiered software by industry.
Clover pricing
Popular
Starter
$15/flat / mo + per-txn fee
- Entry software plan (from ~$14.95/mo)
- In-person 2.6% + 10¢ (retail starter)
- Card-not-present 3.5% + 10¢
Advanced
$189/flat / mo + per-txn fee
- Full-service / higher-volume plan
- In-person rates as low as 2.3% + 10¢
- Deeper reporting and table service
Costs to watch before you commit
- Software plan names and prices differ significantly by industry (retail, restaurant, services).
- Clover hardware is an upfront or financed purchase on top of the software plan.
- Rates and terms often depend on the reseller/bank you sign through, not just Clover's list prices.
- Add-on apps in the Clover App Market carry their own monthly fees.
Top Clover alternatives
Popular Payments & POS tools teams evaluate alongside Clover.
SquareAll-in-one POS, hardware, and payments for retail, food, and services.
Checkout.comEnterprise payment orchestration with interchange++ and multi-acquirer routing.
GoCardlessBank debit and ACH collection built for recurring and invoice payments.
Lemon SqueezyMerchant of record for digital products, SaaS, and subscriptions.
Authorize.netLong-standing payment gateway that plugs into existing merchant accounts.