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Expense Management & Corporate Cards

BILL Spend & Expense

Free corporate cards with budgets and real-time spend controls.

4.5· 2,100 reviews· via G2Founded 2016 · San Jose, CA

What is BILL Spend & Expense?

BILL Spend & Expense, formerly Divvy, is a free spend management platform pairing corporate cards with budgeting and expense software. It gives finance teams real-time visibility and pre-set budget controls, and is part of BILL's broader financial operations suite for small and mid-sized businesses.

Best known for: Free corporate cards with real-time budget controls

Key features

  • Free corporate cards
  • Real-time budget controls
  • Automated expense reports
  • Reimbursement management
  • Accounting software sync
  • Spend rewards program

Who BILL Spend & Expense is best for

  • SMBs wanting free spend software
  • Teams needing proactive budget controls
  • Companies already using BILL AP

Ideal team: Small and mid-sized businesses wanting free corporate cards with proactive budget controls.

BILL Spend & Expense pricing

Popular

Free

$0

  • Unlimited virtual & physical cards
  • Budgets & spend controls
  • Rewards on spend

Enterprise

Custom

  • Advanced controls & SSO
  • Dedicated support
  • ERP integrations

Costs to watch before you commit

  • Reimbursements and full AP automation are paid add-ons
  • Better rewards require paying the balance weekly or daily
  • Value depends on adopting the Divvy card program

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