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Expense Management & Corporate Cards

Ramp

Free corporate cards and spend management with automated expense controls.

4.8· 2,452 reviews· via G2Founded 2019 · New York, NY

What is Ramp?

Ramp is a US spend management platform offering free corporate cards, expense management, bill pay, and automated accounting integrations designed to help companies control and reduce spending. It targets startups and mid-market businesses.

Best known for: Free corporate cards with automated spend management

Key features

  • Free corporate cards
  • Automated expense management
  • Bill pay and AP automation
  • Real-time spend controls
  • Accounting integrations
  • Savings insights and reporting

Who Ramp is best for

  • Startups wanting free spend management
  • Finance teams automating expense reviews
  • Companies scaling a card program

Ideal team: Fast-growing startups and mid-market finance teams that want automation without a platform fee.

Ramp pricing

Starter

$0

  • Unlimited cards & spend controls
  • Basic accounting integrations
  • Free forever
Popular

Plus

$15/per user / mo

  • Multi-entity & multi-currency
  • Advanced approvals & HRIS
  • AI-driven expense review

Enterprise

Custom

  • Custom API integrations
  • Dedicated support
  • SOC 2 reporting

Costs to watch before you commit

  • Plus adds a per-team platform fee on top of the per-user price
  • Bill-pay transactions carry per-transaction fees (ACH, checks, wires)
  • Enterprise is annual-commitment only

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