1. Gusto
Best for US small businesses wanting full-service payroll
What it does better than Eddy
Gusto runs unlimited full-service payroll with automatic multi-state tax filing and no per-run fees, which is more mature than Eddy's payroll. It also handles benefits administration, contractor payments, and 1099s natively. Its UX is famously friendly for non-HR owners.
Where Eddy still wins
Eddy leans harder into hiring and applicant tracking for deskless teams, and keeps everything in one simpler interface rather than Gusto's broader feature set.
Best for: SMBs and startups that want dependable full-service payroll plus light HR in one place.



