Accounting & Invoicing
ZipBooks
Free accounting and invoicing with paid upgrades for growing teams.
4.5· 115 reviews· via CapterraFounded 2015 · American Fork, UT
What is ZipBooks?
ZipBooks is cloud-based accounting and invoicing software aimed at small businesses and freelancers. It covers invoicing, expense tracking, credit-card processing, and basic reporting, with a free starter tier and paid plans for more automation.
Best known for: Free accounting and invoicing for small businesses
Key features
- Online invoicing
- Expense and income tracking
- Credit-card and ACH payments
- Financial reports
- Bank reconciliation
- Time tracking
Who ZipBooks is best for
- Startups and freelancers wanting a capable free accounting tier
- Small teams (up to 5) needing recurring billing and reminders
- Growing businesses wanting reconciliation without QuickBooks pricing
Ideal team: Freelancers and small businesses (1–5+ users) that want free-to-start accounting with room to grow.
ZipBooks pricing
Starter
$0
- 1 user
- Unlimited invoices
- 1 bank connection
Popular
Smarter
$15/flat / mo
- Up to 5 users
- Recurring invoices
- Automated reminders
Sophisticated
$35/flat / mo
- Unlimited users
- Reconciliation
- Advanced reports
Costs to watch before you commit
- Free Starter limits you to 1 user and 1 connected bank account.
- Reconciliation and multiple bank feeds require paid tiers.
- Credit-card/ACH payment processing fees apply on invoice payments.
- The Accountant plan is quote-only (contact sales).
Top ZipBooks alternatives
Popular Accounting & Invoicing tools teams evaluate alongside ZipBooks.
Patriot AccountingSimple, low-cost accounting and invoicing for US small businesses.
Invoice NinjaOpen-source invoicing and payments — free self-host or affordable cloud.
Zoho Invoice100% free invoicing software — genuinely $0, with no time limit.
SynderAutomated bookkeeping and reconciliation into QuickBooks, Xero and NetSuite.
HoldedAll-in-one business suite — accounting, invoicing, inventory, CRM and HR.